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Managing Your Payments & Payouts

📖 6 min read✍️ CallPayMin Team📅 Updated: December 2024

Whether you're a quester managing payments or an expert handling payouts, this guide covers everything about financial transactions on CallPayMin. Learn how to add payment methods, track spending, request payouts, and manage your financial data.

For Questers: Payment Methods

  • Navigate to Settings > Payment Methods in your dashboard
  • Click 'Add Payment Method' to add a new card
  • Enter card details securely (processed by Stripe)
  • Set a default payment method for auto-recharge
  • Remove or update cards anytime
  • All payment data is PCI compliant and encrypted

For Questers: Auto-Recharge Setup

  • Enable auto-recharge to never run out mid-call
  • Set your trigger amount (e.g., recharge when below $5)
  • Choose recharge amount ($10, $25, $50, or custom)
  • Auto-recharge only triggers during active calls
  • Get email notifications for each auto-recharge
  • Disable anytime from Settings > Auto-Recharge

For Experts: Earnings Dashboard

  • View real-time earnings in your Expert Dashboard
  • Track daily, weekly, and monthly earnings
  • See breakdown by call duration and rates
  • Monitor your average call length and total minutes
  • Export earnings data for accounting purposes
  • View pending vs. available balance

For Experts: Requesting Payouts

  • Minimum payout amount: $10
  • Click 'Request Payout' in your dashboard
  • Choose payout amount or select 'Full Balance'
  • Payouts are initiated immediately after each call (bank transfer timing depends on Stripe)
  • Funds transfer via Stripe to your bank account
  • Track payout status: Pending → Processing → Completed

For Experts: Stripe Connect Setup

  • First payout requires Stripe Connect account setup
  • Click 'Setup Payouts' when prompted
  • Provide business information and tax details
  • Verify your identity (required for compliance)
  • Add your bank account for direct deposits
  • Once verified, all future payouts are automatic

Transaction History & Reporting

  • Access complete transaction history in Billing section
  • Filter by date range, type, or amount
  • Download CSV reports for accounting
  • Each transaction shows: Date, Type, Amount, Balance
  • Questers see: Call costs, recharges, refunds
  • Experts see: Earnings, payouts, adjustments

💡 Financial Best Practices

  • Experts: Request payouts anytime to maintain cash flow
  • Questers: Set auto-recharge to 2x your average call cost
  • Keep transaction records for tax purposes
  • Update payment methods before they expire
  • Monitor your spending/earning trends monthly
  • Set up separate business accounts for expert earnings

⚠️ Tax Considerations

  • !Experts are independent contractors, not employees
  • !You're responsible for your own tax obligations
  • !US experts receive 1099 forms for earnings over $600/year
  • !International experts should consult local tax laws
  • !Keep all CallPayMin transaction records
  • !Consider quarterly estimated tax payments if earning significantly

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