Financial advice without AUM fees

Talk to a Financial Advisor Online

Investing, retirement, tax planning — talk to a financial advisor online without paying an ongoing percentage of your portfolio.

Verified financial advisors Instant connect First 60 sec free Pay per minute

When to talk to a financial advisor

If you've said any of these out loud, it's probably time to talk to a financial advisor online.

Figuring out 401(k) vs IRA vs Roth?

Deciding between index funds and a managed portfolio?

Planning a big money move and want a second opinion?

Don't have enough assets for a traditional advisor minimum?

Why pay-per-minute beats a retainer

Traditional advisors charge 1% AUM or $250K minimums. Pay-per-minute financial consulting gives you the same expertise for the 30 minutes you actually need.

1 min

Average time to connect with an online financial advisor

$0

Retainers, minimums, or signup fees to talk to a financial advisor

60s

Free on every call — enough to confirm the financial advisor is the right fit

What you can talk to a financial advisor about

Investment StrategyRetirement PlanningTax PlanningWealth ManagementFinancial IndependenceEstate Planning Basics

How to talk to a financial advisor in 3 steps

1

Browse financial advisors

See who's online right now, check their rate, credentials, and reviews.

2

Start the call

Click Call (video or audio) or send a paid chat message. First 60 seconds are free.

3

Pay by the minute

Billed live, per minute. End whenever you have your answer. AI summary delivered afterward.

Note: Experts here provide educational financial consultation. For personalized investment advice involving specific securities, consult a licensed fiduciary.

Frequently asked questions

How do I talk to a financial advisor on CallPayMin?

Open the financial advisor category, pick someone who's online, and click Call or Chat. The first 60 seconds are free. After that, you're billed per minute at the financial advisor's own rate until you end the session.

How much does it cost to talk to a financial advisor online?

Each financial advisor sets their own rate, usually $1–$20 per minute. A 15-minute consultation with a senior financial advisor typically costs $15–$300 — compared to hundreds or thousands for a traditional engagement.

Are CallPayMin financial advisors verified?

Yes. Every financial advisor is manually reviewed for credentials, experience, and specialty before being approved. You're talking to real practitioners.

What if I need more than one call with the financial advisor?

No problem. You can favorite the financial advisor, message them between calls, and book as many pay-per-minute sessions as you want — never any commitment.

Can I schedule a session instead of calling instantly?

Yes. Every profile has a Schedule button. You can book a financial advisor for a specific time and pay by the minute when the session happens.

Is the session confidential?

Yes. Sessions are private between you and the financial advisor. Audio is only recorded if both parties consent.

Ready to talk to a financial advisor online?

First 60 seconds free. Pay by the minute after that.

Browse financial advisors

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Join thousands of professionals getting expert advice on-demand.